Stock Trading

Finally, already done the first step in riding vehicles towards my financial independence. I already opened an account at CITISECONLINE. At first still struggling for its all Latin to me. With the complicated terms and all the graphs that I saw online. All are new to me. But at least I jumped into something that I am willing to learn. And took one big step towards my journey to Financial Independe...

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Posted in: stock investing

First Time at the Exchange

image courtesy of  law-usimmigration.com Its been a dream of mine to invest in a stock portfolio which I can see the earnings of my investments more than the usual interests gained from bank deposits. As we all know, most of us are afraid to learn something new, particularly stock investing. Many people tend to back out from the mere appearance of the word "stock investing". That these should be dealt only by "stock brokers and experts" alike. But on my personal opinion, this is a new challenge for me if I want to expand myself especially in financial literacy. As what a friend told me before we should ride vehicles in order to achieve...

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Posted in: first time stock investing,Freedom Ideas,Passive Income,stock investing

Successful People have Mentors

I am venturing into something that I am totally zero knowledge about it. I have no sales background, I'm an introvert and most of all, I dont want to deal with agents. It may sound silly, but I became one. Yes, I am now a Real Estate Investor. I have no knowledge about it. But Im willing to learn. Though, I find some points from books, there are still big difference if there is someone you can ask to. Someone who will tell you how good you are or will give you rays of lights in times of confusion. And I am lucky I have one. Currently, I am under Local Coaching by Ms Lyn and I am proud of it. It is my deep appreciation and honor to be under her because she's already there. I mean, I dont need to question her capacities and capabilities because she is already successful in her chosen career....

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Posted in: Attitude,Freedom Ideas

Simple Things Matters

Everything that we have to do, we really need to start from scratch. On my journey to financial freedom, I realized one thing. That simple things matters. Every million starts with a centavo. That means every achievement it started as a dream. I really wanted to achieve all my dreams and aspirations. Actually, shifted things a bit to achieve my target. In case I retire, I want to earn passive income of P 100,000 a month. And only two things can contribute to achieve this. Its either owning a multiple door apartment or having my own school. Two things that can come hand in hand. But I want to prioritize the second one. For I want also to contribute in molding future of a child. And also, it will generate multiple jobs, from janitors, teachers and security guards. I'm happy that I have thought...

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Posted in: Attitude

Emotions are Normal

Does it occur to you that whatever goal you are pursuing, at the middle of the journey you tend to backslide? Well, personally speaking I did. You see I maintain jars for different purposes, but an inevitable event happened. I needed money to cover up some overdue expenses and the sacrifice, one of those jars. Actually I spent the jars for abundant spending. Meaning, that jar is intended for some luxury that I want to spent in a day. It's okay. I really dont feel guilty about it because the spending just came quite earlier. It is supposed to be spent on June though its just only April. Lesson learned, keep the jar in a more secure place... just kidding. Saving takes discipline and determination. What went wrong? I spent the amount for that foreseeable expense in some other things. And...

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Posted in: Attitude

The Power of Jars

Way to millions needs self discipline and perseverance. See, we are all capable of earning the money that we want, the problem is specially for Filipinos they tend to spend away what they just earned. In tagalog "Dadaan lang sa palad". We haven't practiced and enlarged our psychological wallet. But what is psychological wallet means? This is your way of thinking on how you can handle a certain amount. If for example your current psychological wallet is just Php 5,000, tendency is when you are able to get money much higher than 5k, your tendency is to spend the excess away and maintain only 5k. Personally, I am experiencing this dilemma. When I got the opportunity to have several thousands of pesos from my bonuses and 13th month pay last Christmas, I tend to cram up because I cant handle that...

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Posted in: Attitude

5 M's to Million Formula

Every day, we really wanted to earn millions. Some invest their time and life in working non-stop getting near to that amount. Some put their luck in betting in the lottery hoping that one day those numbers will appear and hit the jackpot. But there is a time and tested formula for these and it really needs an open mind and open heart to fulfill that million. 1. Mindset           When I started in this quest, it is not just by want instead its a need. As all of you know, I am a single mom and living in a single income household so most of the times  I am living paycheck after paycheck. And also my valuable time with my kid also suffers because of working long hours. So one day, I decided that I will not forgo the things that really matters to me. Especially...

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Posted in: Freedom Ideas