Emotions are Normal

Does it occur to you that whatever goal you are pursuing, at the middle of the journey you tend to backslide? Well, personally speaking I did. You see I maintain jars for different purposes, but an inevitable event happened. I needed money to cover up some overdue expenses and the sacrifice, one of those jars. Actually I spent the jars for abundant spending. Meaning, that jar is intended for some luxury that I want to spent in a day. It's okay. I really dont feel guilty about it because the spending just came quite earlier. It is supposed to be spent on June though its just only April. Lesson learned, keep the jar in a more secure place... just kidding. Saving takes discipline and determination. What went wrong? I spent the amount for that foreseeable expense in some other things. And...

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Posted in: Attitude

The Power of Jars

Way to millions needs self discipline and perseverance. See, we are all capable of earning the money that we want, the problem is specially for Filipinos they tend to spend away what they just earned. In tagalog "Dadaan lang sa palad". We haven't practiced and enlarged our psychological wallet. But what is psychological wallet means? This is your way of thinking on how you can handle a certain amount. If for example your current psychological wallet is just Php 5,000, tendency is when you are able to get money much higher than 5k, your tendency is to spend the excess away and maintain only 5k. Personally, I am experiencing this dilemma. When I got the opportunity to have several thousands of pesos from my bonuses and 13th month pay last Christmas, I tend to cram up because I cant handle that...

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Posted in: Attitude

5 M's to Million Formula

Every day, we really wanted to earn millions. Some invest their time and life in working non-stop getting near to that amount. Some put their luck in betting in the lottery hoping that one day those numbers will appear and hit the jackpot. But there is a time and tested formula for these and it really needs an open mind and open heart to fulfill that million. 1. Mindset           When I started in this quest, it is not just by want instead its a need. As all of you know, I am a single mom and living in a single income household so most of the times  I am living paycheck after paycheck. And also my valuable time with my kid also suffers because of working long hours. So one day, I decided that I will not forgo the things that really matters to me. Especially...

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Posted in: Freedom Ideas